OSAGO online – buy insurance for the car, arrange a policy on

On the website Bip.ru you can compare the cost of the policy from 19 leading insurance and arrange an electronic CTP in 5 minutes.

Compare prices for Osago to 19 insurance and buy Polis online

Compare prices for Osago from 19 leading insurance companies

We do not take commission

You make up policy pricing without overpayments.

How to arrange e-oshago

Why buy a policy on bip.ru, and not on the site insurance?

By law, insurance can change the base rate of the policy from $ 2746 to 5436 ₽. Therefore, the polls have each company in different ways.

At the same time, all the conditions for the insurance are the same. We will show all prices, and you can choose the cheapest policy. We do not take the commission, you get a policy of insurance.

You do not need to go to the office of the insurance, and the purchase of an electronic policy online will take just 5 minutes. Enter the documents numbers, pay the card and we immediately send an email policy.

We are working only with PCA's insurance and members who have an existing insurance license on the OSAGO. You will receive a policy directly from the insurance, its authenticity can be confirmed in the PCA basis.

You yourself choose, which insurance is made by Osago. We simply show relevant prices. We do not impose additional services and will not disturb you with calls with suggestions.

Questions and answers

By law, the electronic insurance policy is equivalent to paper.

It can be shown to the inspector from the screen of the smartphone.

It is easier to arrange it and more convenient than paper:

  • No need to go to the office of the insurance, wait in the queue or negotiate with the courier
  • You can buy a policy online on any day and any time, even at night
  • Originals of documents are not needed: Just enter the data on the website or in the application.
  • Registration will take 5 minutes, we will send a policy to email.

The cost of the policy is calculated by the Formula of the Bank of Russia. Basic stack of insured

Companies multiply by six individual coefficients of the driver and its car:

Cost of the policy = TB × Kt × kbm × kv × k km × ks

  • Drive the car gently and earn a discount on KBM to 50%
  • Calculate Prices Prices at 19 Insurance on BIP.ru website and choose the cheapest policy – saving up to 50%

Originals and copies of documents do not need to download. Just enter this data when designing:

  • Series and passport number
  • Certificate of registration of the vehicle (STS) or PTS
  • Series and numbers of driver's license drivers (yours and everyone who will be entered in Polis)
  • The number of the valid diagnostic card (after inspection) *

* From August 22, 2021, the presentation of the DC number for registration of the policy of OSAGO is canceled by law.

After payment, the policy will come to the email you specified when buying. Typically, the policy comes within a few minutes after the purchase, in rare cases – within a few hours. If the policy does not come for a long time – write in support, we will send it again.Also, your policy can always be downloaded on the website in the My Policies section (the section will appear after purchase).

We show you offers from all possible insurance companies, but we cannot influence their decision to sell. Unfortunately, sometimes insurance companies refuse to issue a policy based on their pricing policy. You can try to contact the office of the selected insurance company directly and clarify the possibility of buying a policy.

You can always take out a policy in another company: this will not affect the compensation for damage to your car in the event of an accident. In any case, the damage after an accident is compensated by the insurance responsible for the accident. If you are the culprit, the victim will communicate with your insurance company. If the other driver is to blame, his insurance will pay you the money.

We take into account your accumulated CBM discount in the prices of each insurance policy. We show the components of the price of each policy: you can see the amount of the discount for each driver included in the policy.

Sometimes errors occur in the official KBM database, due to which companies do not receive real data about your discount. For example, due to the replacement of a driver's license. Therefore, we recommend checking the CBM value in the database before purchasing a policy, or if you find an error in the price details. It will be possible to check the discount during checkout or using our KBM verification service.

We help to issue a policy with an insurance company, in the event of an accident, you should call the insurance hotline and clarify your actions. Just in case, we have made a useful memo: it will help you act correctly in the first minutes after the accident and fill out the necessary documents for compensation for damages in any insurance company.

You pay for the policy directly on the website of the selected insurance company, we do not participate in the process and do not charge you money. Payment methods depend on the specific insurance company, but in all cases you can definitely pay for OSAGO with Visa and Mastercard cards.

An electronic policy can be shown from the smartphone screen: the inspector will check its authenticity by number. Save the policy on your phone after purchase so that it is always available even in case of poor internet on the road. Just in case, you can also print a copy of the electronic policy and carry it with you in the glove compartment.

An electronic policy is equivalent to a paper one: there is no difference in the process of receiving payments after an accident.

You can terminate the contract with the insurance company only in certain cases, for example, when selling a car or the death of its owner. In this case, the insurance company is obliged to reimburse part of the cost of the policy, taking into account the remaining term.

It's okay, any errors in OSAGO data can be corrected. Write to support, we will make a request to the insurance company and send you a new policy with corrected errors.

Of course, this can be done at registration and at any time when you need to write someone in. Keep in mind that the cost of the policy from adding drivers may increase: the price is affected by the highest CBM and FAC among them.

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